The adoption of cryptocurrency in Ghana has been highly remarkable.

Over the last years, digital assets like Bitcoin, Ethereum, and USDT have grown from regular investments into major financial tools used for savings, remittances, and online payments.

Today, thousands of Ghanaians buy and sell crypto daily, using trusted crypto exchanges in Ghana that support local currencies and mobile payment systems like MTN Mobile Money and AirtelTigo.

In this guide, we’ll explore the top 11 crypto exchanges in Ghana by comparing their features, fees, security and ease of use.

You’ll also learn what to look for in the best crypto exchange and how to pick the one that fits your trading goals and payment preferences.

Let’s dive in!

Crypto Exchanges in Ghana: An Overview

crypto exchange platform in ghana

Crypto trading in Ghana has evolved over the past five years, influenced by increasing internet access, mobile banking innovation, and the growing youthful tech savvy population.

Many Ghanaians now see digital assets as a good alternative to the traditional banking system, especially for cross-border payments, remittances, and investments.

Most crypto users in Ghana buy and sell crypto through crypto exchanges or P2P platforms that support Mobile Money payments such as MTN MoMo, Vodafone cash, and AirtelTigo Money.

These payment options make it easy to trade without the need for a local bank account.

Ghana consistently ranks among Africa’s top countries for crypto adoption alongside Nigeria, Kenya, and South Africa.

In 2025, this trend continues as more locals and small businesses accept crypto payments for goods and services.

Regulatory Environment

The Bank of Ghana (BoG) has issued a formal policy framework for crypto regulation.

Over 100 virtual asset service providers (VASPs) have been registered, and a dedicated Virtual Assets Regulatory Office (VARO) is being established to oversee the industry.

While cryptocurrencies will not be recognised as legal tender in Ghana, the new regime mandates licensing for exchanges, wallet providers and related service operators.

This balanced approach means citizens can trade and hold cryptocurrencies freely, provided they do so through trustworthy and compliant exchanges.

Overall, crypto trading in Ghana is becoming more structured, with local education, mobile payment integration, and exchange competition driving safer and faster transactions for users.

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What to Look for in a Good Crypto Exchange in Ghana

Before choosing from the many crypto exchanges in Ghana, it’s important to understand what makes a platform safe, convenient, and suitable for trading. 

With the growing number of exchanges available, both local and international, the right choice depends on how you trade, the features you value, and the payment options you prefer.

Here are the key factors to consider when selecting a reliable crypto exchange in Ghana:

1. Security and Trust

Security should always be your top priority when choosing a crypto exchange. Select exchanges that offer:

  • Two-factor authentication (2FA)
  • Cold wallet storage for user funds
  • Strong KYC/AML verification
  • A proven track record with no history of major breaches

Platforms like Breet, Binance, and KuCoin are popular in Ghana because of their good security systems and compliance with global standards.

2. Payment Options

In Ghana, convenient payment methods are non-negotiable. The best exchanges support Mobile Money payments including MTN MoMo, AirtelTigo, and Vodafone Cash, alongside bank transfers and card payments.

This flexibility allows traders to buy and sell crypto instantly without relying on traditional banking infrastructure.

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3. Fees and Exchange Rates

Check transaction fees, withdrawal costs, and exchange rates before trading. Some platforms may advertise “zero fees” but charge higher spreads. Transparent pricing and fair conversion rates help you maximize your returns.

4. User Experience and Accessibility

Whether on web or mobile, the exchange should offer an intuitive interface, fast transaction speed, and responsive design. Apps like Breet and Yellow Card stand out for their simplicity and beginner-friendly dashboards.

5. Customer Support and Local Presence

Reliable customer support available via live chat or email is important when dealing with payments or account issues. Exchanges that have local teams or communities in Ghana can provide faster help and more relevant service.

6. Supported Currencies

Confirm that your exchange supports Ghanaian cedi (GHS) or stablecoins like USDT, so you can trade directly without unnecessary conversion losses.

Top 11 Crypto Exchanges in Ghana (2025)

Below are some of the best crypto platforms in Ghana in 2025 available to users looking to buy, sell or trade cryptocurrencies. 

  1. Breet
  2. Binance
  3. Yellowcard
  4. Coinbase
  5. KuCoin
  6. OKX
  7. Remitano
  8. Crypto.com
  9. Bybit
  10. Kraken
  11. Gate.io

1. Breet

crypto exchange in ghana

What it is: Breet is a crypto exchange in Ghana built specifically for African users.

It allows Ghanaians to convert Bitcoin, USDT, and Ethereum instantly to GHS and withdraw directly to Mobile Money.

Pros:

  • Supports withdrawals to bank accounts and Ghanaian mobile money e.g., MTN MoMo, AirtelTigo, and Vodafone Cash.
  • Instant conversion from crypto to GHS.
  • Hold crypto in stable currency like USD.
  • Create crypto invoices in USD or GHS.
  • Pay bills such as airtime, data subscription, or electricity with your crypto wallet.

Cons:

  • Doesn’t offer full trading features like charts, order books.

Best For: Instant crypto-to-Cedis conversion.

2. Binance

Binance

What it is: Binance is the world’s largest crypto exchange and highly popular in Ghana for its wide coin selection, liquidity, and P2P trading options..

Cons:

  • Complex interface for beginners.
  • Diligence is required when trading with local payment methods.

Best For: Advanced and active traders.

3. Yellow Card

Yellowcard

Yellow Card

What it is: Yellow Card is a licensed African crypto exchange in Ghana that makes it easy to buy and sell crypto using local payment methods.

Cons:

  • The Bank of Ghana issued a caution about a Yellow Card affiliate “YellowPay” operating without approval in Ghana.
  • Limited coin selection compared to global exchanges.

Best For: Everyday users and beginners.

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4. Coinbase

coinbase

What it is: Coinbase is a globally recognized exchange that has expanded its African access through wallet integrations.

While direct GHS deposits aren’t yet supported, it remains a trusted choice for storage and cross-border transactions.

Cons:

  • Direct GHS deposits are not yet supported.
  • Fees may be higher compared to regional P2P.

Best For: Secure crypto storage and international transfers.

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5. KuCoin

Kucoin

What it is: Global crypto exchange with a focus on altcoins, many tokens, flexible features and now increased support for Ghana.

Cons:

  • Interface and tools can be complex for beginners..
  • GHS payment options may be limited and require additional verification.

Best For: Traders looking for variety and staking options.

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6. OKX

OKX

What it is: OKX is a global crypto exchange that supports GHS through P2P. It’s known for its advanced tools and wide range of cryptocurrencies..

Cons:

  • Advanced tools like futures and margin trading may overwhelm new users.
  • Regulatory clarity in Ghana is limited for certain features.

Best For: Advanced traders and investors.

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7. Remitano

Remitano

What it is: Remitano is a peer-to-peer (P2P) crypto marketplace that connects buyers and sellers in Ghana directly. It’s best for users who want more flexibility with rates.

Cons:

  • Limited cryptocurrencies available.
  • Some user-experience feedback suggests room for improvement.

Best For: P2P traders and flexible exchange rates..

8. Crypto.com

Crypto.com

What it is: Crypto.com is a Crypto exchange in Ghana that offers Ghanaians access to a global ecosystem of crypto services, including trading, staking, and a Visa card for spending crypto globally.

Cons:

  • Mobile money integration in Ghana is limited.
  • Complex interface for beginners

Best For: Users seeking international access and all-in-one features.

9. Bybit

Bybit

What it is: Global trading platform used by many active traders, offering advanced features such as futures and derivatives.

Cons:

  • Designed for advanced traders.
  • GHS deposit/withdrawal options are limited.

Best For: Experienced Ghana crypto traders.

10. Kraken

Kraken

What it is: It is a global exchange well known for strong security and regulation, offering fiat-crypto pairs.

Cons:

  • May have fewer direct Ghana mobile money banking options.
  • IWithdrawal and deposit processing can be slower compared to local P2P exchanges.

Best For: Ghana users prioritising security, long-term holding, and regulated infrastructure.

11. Gate.io

gate io

What it is: One of the widest token-selection exchanges worldwide.

Cons:

  • With so many tokens and features, it can be overwhelming; 
  • Local payment support in Ghana is limited.

Best For: Crypto enthusiasts in Ghana.

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Comparison Table: Best Crypto Exchanges in Ghana 

Exchange Type  Supports Mobile Money (GHS) Trading Features Potential Drawbacks Best For
Breet Crypto-to-cash app (Ghana/Nigeria) Yes (MTN, AirtelTigo, Vodafone) Simple convert & withdraw Limited coins, no trading charts Freelancers, MoMo users, instant cash-outs
Binance Global exchange with P2P Yes (P2P in GHS) 500+ coins, futures, staking Complex for beginners, P2P caution Experienced users seeking full features
Yellow Card African crypto exchange Yes Easy buy/sell, local kiosks Limited coins, regulatory caution Beginners preferring Africa-first platforms
Coinbase Global, beginner friendly exchange Limited (Bank/Card only) Simple buy/sell interface Higher fees, limited GHS support Beginners who value global trust
KuCoin Altcoin-heavy global exchange Yes (via P2P) 700+ coins, bots, P2P Complex UI for new users Altcoin traders and token explorers
OKX Advanced global trading platform Limited Ghana support Futures, staking, NFTs Advanced tools may overwhelm new users Pro traders seeking full tools
Remitano P2P + wallet platform Yes Escrow-based P2P trading Smaller Ghana user base P2P traders wanting local flexibility
Crypto.com Global exchange & wallet No direct GHS support Earn, Visa card, staking Limited local deposit options Global crypto users in Ghana
Bybit Advanced futures platform Partial (manual GHS config) Derivatives, copy trading Not ideal for beginners Advanced, risk-tolerant traders
Kraken Highly secure, regulated exchange No MoMo support Spot, margin, staking Limited local methods, complex for new users Security-conscious, long-term holders
Gate.io Token-rich global platform Limited local payment support 1,000+ coins, NFT, launchpad Overwhelming for beginners Crypto explorers seeking variety

How to Choose the Right Crypto Exchange in Ghana for You

Choosing the right crypto exchange in Ghana depends on your goals, experience level, and preferred payment methods. Here’s a guide to help you pick the best platform for your needs:

1. Beginner vs Experienced Trader

  • Beginners: Look for simple, user-friendly platforms with clear interfaces, step-by-step guidance, and educational resources. Examples: Breet, Yellow Card, Coinbase.
  • Experienced traders: If you want advanced features such as futures, margin trading, or a wide variety of altcoins, consider Binance, KuCoin, OKX, Bybit.

2. GHS and Mobile Money Support

  • For users in Ghana, having support for Ghanaian Cedi (GHS) and Mobile Money deposits/withdrawals is needed for convenience. Platforms like Breet, Remitano, Yellow Card, and Binance P2P are top options.
  • Platforms with limited GHS support or international fiat-only options, like Coinbase or Crypto.com, may require bank transfers or cards, which could be slower or more expensive.

3. Withdrawal Speed

  • If you frequently need to cash out crypto into GHS, prioritize platforms with instant or fast withdrawals.
  • Breet is best for instant auto-withdrawals, while P2P platforms like Remitano and Binance P2P can vary depending on the seller’s response time.

4. Reputation and Security

  • Check exchange ratings, user reviews, and security measures. Globally recognized platforms like Binance, Coinbase, KuCoin offer strong security, while Africa-focused apps like Breet, Yellow Card, Remitano provide localized support and community trust.
  • Always enable two-factor authentication (2FA) and verify withdrawal safety features.

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The Future of Crypto Exchanges in Ghana

The crypto landscape in Ghana is evolving rapidly, and 2025 promises new opportunities and challenges for both users and exchanges. Here’s what to expect:

1. Growth of OTC Trading

While Peer-to-peer (P2P) platforms like Remitano, Binance P2P, and KuCoin P2P are becoming increasingly popular in Ghana, the accompanying scams are unavoidable.

This has led to the growth of over the counter Crypto platforms like Breet in the region. 

2. Regulatory Developments

The Bank of Ghana and other regulators are closely monitoring crypto activity. New regulations are being put in place to properly regulate the activities of exchanges, especially for platforms offering fiat-crypto on-ramps. 

Exchanges that maintain strong local compliance will have a competitive advantage in trust and user adoption.

3. Introduction of Digital Currencies

Central Bank Digital Currency (CBDC) initiatives, like the planned e-Cedi, may influence crypto exchanges. Platforms that integrate with CBDCs could offer instant settlement, lower transaction fees, and better transparency, making them more attractive for Ghanaian users.

4. Increasing Focus on Local User Experience

As crypto adoption grows, exchanges will need to prioritize mobile money integration, customer support in local languages, and simplified user interfaces to cater to Ghana’s unique market. African platforms like Breet and Yellow Card are already leading this trend.

5. Diversification and Global Connectivity

Global exchanges like Binance, KuCoin, and Crypto.com will continue to provide access to a wider range of cryptocurrencies, NFTs, and staking opportunities. 

This allows Ghanaian users to diversify their crypto holdings and connect to international markets, while local exchanges focus on ease, accessibility, and local currency support.

Conclusion on Crypto Exchanges in Ghana

Using the right crypto exchange in Ghana can make all the difference when it comes to a user’s trading experience. With the simplicity of platforms like Breet and the advanced tools on Binance or KuCoin, you get a platform that satisfies all your needs.

With Mobile Money support, fast withdrawals, and a growing P2P ecosystem, Ghanaian users have more options than ever to access and manage cryptocurrencies. 

As the market evolves with regulatory clarity, potential CBDC adoption, and increasing adoption of crypto exchanges in Ghana, staying informed and choosing the right platform will ensure you can safely participate in the crypto economy.

Start by defining your priorities, whether ease of use, coin variety, or speed of conversion, and pick the exchange that fits your goals. With careful selection, trading crypto in Ghana can be safe, efficient, and rewarding.

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Frequently Asked Questions on Top Crypto Exchanges in Ghana

Which Crypto Exchange is Best in Ghana?

The best crypto exchange in Ghana depends on your needs. Breet is best for instant crypto-to-GHS conversion via Mobile Money, while Binance and KuCoin are great for advanced trading and altcoins.

Can I use Mobile Money to Buy Crypto in Ghana?

Yes. Many Ghana-focused platforms like Breet, Remitano, Yellow Card, and Binance P2P support Mobile Money deposits and withdrawals, making it easy to buy and sell crypto in GHS.

Can I Trade Bitcoin, Ethereum, and other Altcoins in Ghana?

Yes. Binance, KuCoin, OKX, and Bybit support hundreds of cryptocurrencies, while Breet focuses on popular coins like BTC, ETH, and USDT. P2P platforms also allow trading via peer orders, giving flexibility for various altcoins.

Will Ghana have a Central Bank Digital Currency (CBDC) affecting exchanges?

The Bank of Ghana is exploring an e-Cedi CBDC, which could influence crypto trading by offering faster settlements, lower fees, and better transparency. Exchanges that integrate with the e-Cedi in the future may offer more seamless transactions.

Is Crypto Legal in Ghana?

Cryptocurrency is not recognized as legal tender in Ghana, but it is legal to buy, sell, and hold digital assets. The Bank of Ghana (BoG) has implemented a regulatory framework for crypto and will require all Virtual Asset Service Providers (VASPs) to be licensed starting December 2025.

Author

  • Aderunsola Badero

    Aderinsola is an SEO content writer with over three years of experience creating engaging content across diverse niches.

    She enjoys research and reading, and her love for simplicity shines through in both her lifestyle and writing style.