Have you been trying to receive XRP but confused about what an XRP wallet address is, or how to get one easily?
Your confusion is over.
Unlike Bitcoin or Ethereum, an XRP wallet address works a little differently.
If youâre trying to create or find an existing one, or understand how to use it correctly, this guide breaks it down step by step. Youâll learn what an XRP wallet address is, how to create one, how much XRP you need to activate it, and security tips for when sending XRP to exchanges.
By the end, youâll know exactly how to create and use one safely in 2026.
Related:
What Is an XRP Wallet Address?
An XRP wallet address is a unique public identifier that allows you to send, receive, and store XRP (Ripple) on the XRP Ledger.Â
Unlike Bitcoin or Ethereum addresses, XRP wallet addresses usually start with the letter ârâ and are paired with something unique called a âdestination tagâ.Â
The destination tag is an extra number used by exchanges and custodial wallets to identify which user a transaction belongs to. If you send XRP to an exchange without the correct destination tag, your funds may not be credited or you could lose it entirely.
So while an XRP address works like other crypto addresses, the destination tag makes it a little different and tricky to use.
XRP Wallet Address Lookup: How to Check Balances and Transactions
An XRP wallet address lookup allows you to view public information about any XRP wallet on the XRP Ledger. You can check your wallet activity without needing the private keys.
With an XRP wallet address lookup, you can:
- Check XRP wallet balances
- View transaction history
- Confirm whether a wallet is active
- Verify destination tags used in transactions
This is useful when tracking incoming payments, confirming transfers, or investigating failed or delayed XRP transactions.
XRP Wallet Address Lookup: How to Use It
Step 1: Copy the XRP Wallet Address
Copy the complete wallet address you want to check. Ensure itâs accurate and hasnât been altered.
Step 2: Open a Trusted XRP Ledger Explorer
Go to a reliable XRP blockchain explorer such as XRPSCAN or Bithomp, which display real time data from the XRP Ledger.
Step 3: Paste the Address and Search
Paste the wallet address into the search bar and run the search. The explorer will instantly load the walletâs public details.
Step 4: Review Balance, Transactions, and Destination Tags
Check the XRP balance, transaction history, and confirm destination tags.
Why XRP Wallet Address Lookup Is Important
Using an XRP wallet address lookup helps you:
- Confirm if XRP has been received
- Verify successful transfers before contacting support
- Detect suspicious or unauthorised transactions
- Track payments sent to exchanges or third parties
For exchange users, itâs especially helpful when funds donât appear immediately, allowing you to confirm whether the transaction reached the correct wallet and destination tag.
Related to XRP:
- What Is XRP (Ripple) Cryptocurrency? A Full Beginners Guide
XRP Wallet Address Example
An XRP wallet address is a string of letters and numbers that usually starts with the letter ârâ. This is the address you share when you want to receive XRP.
Example of an XRP wallet address: rPT1Sjq2YGrBMTttX4GZHjKu9dyfzbpAYe
In some cases, especially when receiving XRP on an exchange, youâll also be given a destination tag, which is a numeric code used to identify your account.
Example with destination tag:
- XRP Address: rPT1Sjq2YGrBMTttX4GZHjKu9dyfzbpAYe
- Destination Tag: 839204
What You Need Before Creating an XRP Wallet
Before creating an XRP wallet address, there are a few important things you should know:
- A wallet that supports XRP: First, youâll need access to a wallet that supports XRP. Not all crypto wallets do, so you must use a wallet or platform that is compatible with the XRP Ledger.
- Internet access to create and activate the wallet: You need a stable internet connection to create the wallet. The wallet must connect to the XRP Ledger to generate and register your address on the network.
- Minimum XRP reserve to activate your wallet address: The XRP Ledger requires a minimum balance of 10 XRP to activate a new wallet address. This is not a fee and cannot be spent. Itâs a reserve that stays locked in your wallet to prevent spam on the network.
- A safe place to store your wallet credentials: When you create an XRP wallet address, youâll be given private keys or a recovery phrase. These give you full access to your XRP.
Top Pick:
- USDT TRC20 Contract Address: What is it & How to Get it?
Top 5 Sites to Create an XRP Wallet Address
Creating an XRP wallet address starts with choosing a reliable platform that supports the XRP Ledger and provides strong security. Below are five trusted options to create and manage an XRP wallet address safely.
1. Breet: Best XRP Wallet Address for Fiat Withdrawal
Breet offers a simple way to generate an XRP wallet address for receiving XRP, especially for users who want to sell XRP to fiat. The platform automatically provides a wallet once your account is set up.
How to get an XRP Wallet Address on Breet:
- Sign up and complete KYC
- Click on “Sell Crypto”
- Click on XRP and your wallet address will be generated instantly!
2. Binance
Binance is one of the most popular platforms for creating an XRP wallet, especially for users who trade frequently. Once you create a Binance account and complete verification, the platform automatically assigns you an XRP deposit address and destination tag.
Related to Binance:
3. Trust Wallet
Trust Wallet is a non-custodial mobile wallet that allows users to create and fully control their wallet address. When you add XRP to Trust Wallet, a wallet address is generated that you alone control through your private keys.
4. MetaMask
MetaMask does not natively support XRP by default, but it can be used with wrapped XRP (wXRP) on supported networks. This makes MetaMask useful for users interacting with DeFi or cross-chain applications involving XRP-based assets.
5. Ledger (Hardware Wallet)
Ledger allows users to create an XRP wallet address offline, offering one of the highest levels of security. By storing private keys on a physical device, Ledger protects XRP from online threats.
How to Find and Use Your XRP Wallet Address Safely
To find your wallet address, simply open your wallet and select Receive XRP. Youâll see both the address and, where applicable, the destination tag.
When using your wallet address:
- Always copy and paste the address instead of typing it manually.
- If sending XRP to an exchange or custodial platform, never forget the destination tag.
- If sending XRP between personal wallets, confirm whether a destination tag is required, although many non-custodial wallets donât need one.
A common mistake is sending XRP without a destination tag when one is required. This is one of the most frequent causes of lost or delayed XRP transactions.
Related:
- How To Open A Bitcoin Wallet In NigeriaÂ
Security Tips for XRP Wallet Addresses
1. Never Share Your Private Keys or Recovery Phrase
Your private key or recovery phrase gives full control over your wallet address. Anyone with access to it can move your XRP instantly. No legitimate platform will ever ask for them.
2. Double-Check Wallet Addresses and Destination Tags
Before sending XRP, always verify the wallet address and the destination tag, if required. Even a single incorrect digit or missing tag can cause your XRP to be sent to the wrong account. Always copy and paste addresses and confirm details before approving transactions.
3. Enable Two-Factor Authentication (2FA)
If your XRP wallet or exchange account supports it, enable two-factor authentication (2FA) immediately. This protects your wallet address even if your login credentials are compromised.
4. Use Trusted Wallets and Avoid Unverified Apps
Only create and manage your XRP wallet address using reputable wallets or platforms such as Breet. Many XRP losses happen through fake wallets designed to steal private keys.
6. Store Recovery Details Offline
Your recovery phrase should be stored offline, in a secure physical location. Avoid cloud storage, email drafts, or note apps. If someone gains access to your recovery phrase, they gain full control of your wallet address.
7. Be Cautious With Links, Airdrops, and âFree XRPâ Offers
Scammers often target XRP holders with fake giveaways or airdrops. If a link promises free XRP, wallet upgrades or emergency account verification, always verify. These are common phishing tactics used to drain wallets.
Don’t Miss:
- ERC20 Wallet Address: What is it & How to Get One?
Conclusion
Creating and using an XRP wallet address isnât complicated especially with Breet, but it does require attention to detail. Once you understand how XRP addresses work, what a destination tag is, and the minimum reserve requirement, managing XRP becomes much easier and far less risky.Â
Most mistakes happen not because XRP is complex, but because users rush transactions without checking the details. Taking a few extra seconds to verify your wallet address, destination tag, and security settings can save you from permanent loss.Â
With the right setup and safe practices, an XRP wallet address becomes a reliable tool for sending and receiving XRP with speed.
Ready to create your XRP wallet address? Sign up with Breet!
FAQs About XRP Wallet Address
How do I Get my XRP Wallet Address?
You can get your XRP wallet address by creating an account on a wallet or exchange like Breet that supports XRP.
How Can I Get an XRP Wallet?
To get an XRP wallet, use a trusted platform such as Breet, Trust Wallet, or Ledger. Download the app or visit the website, create an account, and add XRP to your wallet.
What Wallet is Best for XRP?
The best wallet for XRP depends on your needs. For quick conversion to cash, you can use Breet, however, if you want full control of your XRP, a non-custodial wallet like Trust Wallet or Ledger is the best choice.
How Much is $10 in XRP?
The value of $10 in XRP depends on the current market price of XRP. To calculate it, divide $10 by the current XRP price. Crypto prices change constantly, always check a live XRP price before converting.
Do I need a Destination Tag to Receive XRP?
It depends. Exchanges and custodial wallets require a destination tag, while most personal or non-custodial wallets do not. Make sure to always check before sending XRP to avoid losing funds.
How Much XRP do I Need to Activate a Wallet Address?
You need a minimum reserve of 10 XRP to activate an XRP wallet address. This amount is locked on the network and helps prevent spam on the XRP Ledger.
What Happens if I Send XRP Without a destination tag?
If a destination tag is required and missing, your XRP may not be credited automatically. Recovery is sometimes possible but can be slow or unsuccessful, depending on the platform.
What is the Safest Way to Store an XRP Wallet Address?
Use a reputable wallet, enable two-factor authentication, back up your recovery phrase offline, and always double-check addresses and destination tags before sending XRP.
Can I Reuse the Same XRP Wallet Address?
Yes. You can reuse the same XRP wallet address for multiple transactions. However, if youâre receiving XRP from an exchange, always ensure the destination tag remains correct.
