13 Best Cryptocurrency Wallets In Nigeria (2025)

Nigeria is at the forefront of cryptocurrency adoption, with the number of active users projected to hit 25.86 million in 2025.

As Bitcoin, Ethereum, and other digital assets gain mainstream traction, securing and managing crypto holdings has never been more important.

Whether you’re a seasoned trader or a newcomer, choosing the best cryptocurrency wallet in Nigeria is crucial for protecting investments, ensuring seamless transactions, and maximizing security.

With a growing number of wallet options available, from centralized exchanges to non-custodial solutions, finding the best fit can be overwhelming.

This guide breaks down the top 8 cryptocurrency wallets in Nigeria for 2025, helping users navigate the evolving digital economy with confidence.

In this comprehensive guide, we’ll explore the top crypto wallets trusted by Nigerian users, helping you make an informed choice for secure digital asset management.

Related:

• Top 11 Crypto Exchanges in Nigeria 

Quick Glance: 13 Best Cryptocurrency Wallets In Nigeria – 2025

1. Breet Wallet – Best mobile and exchange wallet
2. Ledger Nano S Plus – Best secure wallet 
3. Ledger Nano X – Best hardware wallet
4. Exodus – Best wallet for beginners
5. Atomic Wallet – Best desktop wallet
6. Trezor Model T – Best wallet for experienced users
7. MetaMask – Best Web3 wallet
8. Crypto.com DeFi Wallet – Best wallet for DeFi
9.  Trust Wallet – Best multi-chain wallet for mobile users
10.  Binance Wallet – Best for P2P and integrated trading 
11.  Coinbase Wallet – Best for secure US-based crypto storage
12.  SafePal Wallet – Best for cold storage on a budget
13.  Electrum Wallet – Best for fast and lightweight Bitcoin storage

Let’s explore as we analyse the best cryptocurrency wallet in Nigeria.

1. Breet Wallet

Breet is the best cryptocurrency wallet in Nigeria for users looking to instantly convert crypto to Naira without trading or using P2P.  

Designed specifically for anyone who prioritizes user experience, Breet simplifies crypto off-ramping with bank withdrawals that are fast, within 287 seconds, secure, and stress free.

In addition to buying and selling crypto in Nigeria, Breet App also allows you to sell over 40+ cryptocurrencies like USDT (Tether), Dogecoin, Litecoin, and Binance Cash.

Breet is easy, inexpensive, and perfect for converting crypto to cash or crypto to crypto, and its stellar reviews offer compelling proof with over 300M+ trades and 250+ users. 

Security: Encrypted transactions, Google 2FA authentication

Fees: No processing, receiving, or withdrawal fees

Setup: Download Breet on IOS or Play store, register, and start converting crypto

2. Ledger Nano S Plus

The Ledger Nano S Plus is a top contender for the best cryptocurrency wallet in Nigeria due to its robust security, extensive cryptocurrency support, and reasonable price point. Ledger, a reputable company, has a strong track record in hardware wallet security.

Even though it was produced in 2014, the Nano S Plus hardware wallet remains one of the best cryptocurrency wallets in Nigeria in 2025. Ledger Wallet has a spotless security history with no known hardware security flaws.

It supports many cryptocurrencies, including Bitcoin, Ethereum, and ERC-20 tokens. You can trade cryptocurrency, make purchases with your credit and debit card or even stake them using a related ledger live app.

Security: Secure Element chip, PIN protection

Fees: $79 for hardware; transaction fees may apply

Setup: Buy from Ledger’s official site, install Ledger Live, and generate your seed phrase

3. Ledger Nano X

The Ledger Nano X builds upon the Nano S Plus with added features like Bluetooth connectivity and increased storage. One of the most well-liked and functional hardware wallets available is the Ledger Nano X.

It was selected as the best hardware wallet because of its strong security, comprehensive crypto support, and compatibility with the desktop and mobile interfaces.

Security: Secure Element chip, PIN, Bluetooth encryption

Fees: Hardware purchase required; transaction fees apply

Setup: Install Ledger Live, pair via Bluetooth/USB, set up your wallet

Top Pick:

• 9 Best Crypto OTC Trading Platforms 

4. Exodus

Exodus is a user-friendly software wallet ideal for beginners, offering a clean interface and built-in exchange functionality. A desktop and mobile software wallet called Exodus Wallet gives users access to different cryptocurrencies.

Exodus supports blockchain assets like Bitcoin, Ethereum, and Solana, whereas many wallets can only manage coins on a single network.

Therefore, Exodus makes portfolio diversification easier for users. It is a great pick for beginning wallets due to its all-in-one feature. Exodus can also install other cryptocurrencies, such as Algorand (ALGO) and Cosmos (ATOM). 

This makes Exodus at top pick for the best cryptocurrency wallet in Nigeria.

Security: Seed phrase recovery; integrates with Trezor hardware wallets

Fees: Network fees apply for transactions and swaps

Setup: Download Exodus on desktop/mobile, create a wallet, and store your seed phrase securely

5. Atomic Wallet

Atomic Wallet stands out as a robust desktop solution supporting a vast array of cryptocurrencies. Konstantin Gladych, the CEO of Changelly, unveiled this wallet in 2017.

You may trade cryptocurrency and make purchases using your credit and debit cards using Changelly, a decentralised cryptocurrency exchange linked with Atomic Wallet. 

Atomic Wallet supports 500+ cryptocurrencies and tokens across 50+ blockchains in a single software and is accessible on Windows, Mac, and Linux, Atomic Wallet is our choice for the best desktop wallet.

The wallet also has his NFT gallery for the Solana blockchain. You can contact our round-the-clock customer service department if you experience any issues while using Atomic Wallet.

Security: Full user control over private keys

Fees: Transaction fees apply for swaps and transfers

Setup: Download on Windows, Mac, or Linux, create a wallet, and back up your seed phrase

6. Trezor Model T

The Trezor Model T is a premium hardware wallet geared towards experienced users, offering advanced features.

Due to several cutting-edge features that give us greater control over our money, the Trezor Model T has become our top recommendation for seasoned users.

The variety of coins and tokens that Model T supports is where it falls short.

It is best to prioritise Bitcoin wallets over alternative cryptocurrency wallets.

Only a few well-known blockchains are supported by the Trezor Suite software, but Model T can support more than 1,800 coins and tokens via third-party software.

Security: Advanced security with open-source firmware

Fees: Hardware purchase required; transaction fees apply

Setup: Buy Trezor Model T, install Trezor Suite, and configure security features

7. MetaMask

MetaMask is the leading Web3 wallet, enabling users to interact with decentralized applications (dApps) and the broader DeFi ecosystem, making it a top contender for the best cryptocurrency wallet in Nigeria.

It is simple to choose the best Web3 wallet, thanks to MetaMask, which has over 30 million active monthly users and now holds the top spot among Web3 apps.

One of the original no-custody wallets that paved the way for Web3 and Defi was MetaMask.

You can connect to dApps, store NFTs and digital assets, trade cryptocurrency across numerous blockchains, and use MetaMask on desktop and mobile devices.

Security: Seed phrase-based key management

Fees: Ethereum gas fees apply

Setup: Install MetaMask extension/app, create a wallet, and connect to dApps

8. Crypto.com DeFi Wallet

Crypto.com’s DeFi Wallet offers a dedicated solution for users interested in decentralized finance.

Even though Crypto.com is most known for its international exchanges, it also provides personalized zero-administration DeFi wallets with exceptional features, making it the greatest DeFi wallet option.

Crypto.com DeFi Wallet provides in-app swaps across the Khronos, Polygon, BNB Smart Chain, and Ethereum blockchains.

Users of the Crypto.com DeFi wallet can connect any cross-blockchain assets to their native Cronos chain or Crypto.org. DeFi wallets can be linked with the centralised Crypto.com app to enable account transfers.

Security: Full control over private keys

Fees: Network fees for transactions

Setup: Download the app, create a wallet, and explore DeFi features

9. Trust Wallet

Trust Wallet is one of the best cryptocurrency wallets in Nigeria that supports over 160,000 assets including Bitcoin, Ethereum, and BNB. It’s user-friendly and ideal for Nigerians who want full control over their crypto.

It also allows staking and exploring DeFi apps.

Security: Private key encryption, biometric login

Fees: Free; network fees apply

Setup: Download Trust Wallet app, generate seed phrase, and back up securely

10. Binance Wallet

Binance Wallet is the built-in wallet within the Binance ecosystem, giving users seamless access to spot, margin, futures, and P2P trading. 

For Nigerian crypto traders, it remains a strong option due to its broad token availability and active P2P marketplace, even in the face of local regulatory limitations.

Security: Multi-layered protection with anti-phishing codes, device management, and real-time monitoring

Fees: Free to use the wallet; trading fees apply and vary based on tier and volume

Setup: Create a Binance account, complete the identity verification (KYC), and access the wallet via the mobile app or web dashboard.

You Might Like:

• The Best 9 USDT Trading Platforms, Ranked (2025)

11. Coinbase Wallet

Coinbase Wallet, now known as Base app, is a non-custodial cryptocurrency wallet developed by Coinbase, one of the largest crypto exchanges globally. 

Unlike the exchange, this standalone app gives Nigerian users full control of their private keys and supports a wide range of assets, including NFTs and dApps.

It’s beginner-friendly, supports thousands of tokens, including BTC, ETH, and USDT, and allows easy integration with the Coinbase exchange. It’s also ideal for Nigerians who want to earn passive income through DeFi or access web3 apps.

Security: Encrypted private key, biometric and PIN security, cloud backup

Fees: Free to use; gas/transaction fees apply

Setup: Download the app, create/import wallet, back up recovery phrase

12. SafePal Wallet

SafePal is a multi-functional wallet supported by Binance Labs. It comes in both hardware and software versions, which makes it flexible for Nigerians who want strong security and mobile access. 

The SafePal app allows you to manage assets, swap tokens, stake coins, and connect to DeFi platforms securely.

The wallet supports over 10,000 cryptocurrencies, including Bitcoin, Ethereum, BNB, and TRON.

For higher security, you can pair the app with the SafePal S1 hardware wallet, which doesn’t connect to the internet.

Security: Software wallet secured by PIN and biometric lock; hardware wallet offers air-gapped security, EAL5+ chip

Fees: Free for app; hardware wallet costs around $69.99

Setup: Download SafePal app or order hardware, set up wallet, store recovery phrase offline

13. Electrum Wallet

Electrum is a lightweight Bitcoin-only wallet, but still considered a top choice for the best cryptocurrency wallet in Nigeria, that best suits users who want speed, simplicity, and advanced features like custom fees and multi-sig. 

It’s trusted by long-time users due to its open-source code and fast performance.

Although Electrum doesn’t support altcoins, it makes up for it with strong features like integration with hardware wallets, support for cold storage, and adjustable security settings.

Security: 2FA, encrypted private keys, seed backup, optional multi-sig

Fees: Free to use; network fees only

Setup: Download from official website (desktop/mobile), install, generate or import wallet, store seed phrase securely

Related:

• 9 Best Crypto Wallet Apps in Ghana (2025)

Compare the Best Cryptocurrency Wallets In Nigeria

Popular:

• The Best 11 Play to Earn Crypto Games in 2025

Key Factors to Consider When Choosing the Best Cryptocrurrency Wallet in Nigeria

Picking the best cryptocurrency wallet in Nigeria isn’t just about downloading the most popular app. Here are the most important things to check before choosing:

1. Supported Coins

Does the wallet support the crypto you use? Most Nigerians trade popular coins like USDT, BTC, ETH, and TRX. A good wallet should allow you to store and swap your preferred tokens easily.

For example, Breet supports BTC, USDT, ETH, and more, and you can easily swap your crypto.

2. Security Features

With scam apps and phishing sites on the rise, this is non-negotiable. Look out for:

• End-to-end encryption
• Two-factor authentication (2FA)
• Private key control or seed phrases
• Biometric logins (for mobile apps)

3. Ease of Use

If you’re new to crypto, avoid complex wallets. Go for something with a clean interface, one-click swaps, and simple navigation.

4. Naira Support & Local Payment Options

Some wallets allow you to receive or withdraw in naira directly. This is a game-changer if you’re selling crypto regularly or want easy cash-outs.

Breet, the best cryptocurrency wallet in Nigeria, offers instant crypto-to-naira conversion and direct withdrawals to your Nigerian bank account within 287 seconds.

5. P2P Compatibility

With Nigeria’s crypto restrictions, many users rely on peer-to-peer (P2P) trading. Your wallet should work smoothly with popular P2P platforms or at least let you move funds easily.

6. Multi-Device Compatibility

Pick a wallet that works across your devices; mobile, desktop, or web, without compromising your access or security.

Tips to Keep Your Crypto Wallet Secure in Nigeria

1. Never Share Your Seed Phrase or Private Key

This is your cryptocurrency wallet’s master key. If someone gets it, they can drain your funds, and you get no refund. Write it down and store it offline in a safe place.

2. Enable Two-Factor Authentication (2FA)

Always turn on 2FA using apps like Google Authenticator or Authy. It adds an extra layer of security, even if your password is stolen.

3. Download Only Trusted Wallet Apps

Avoid shady APK files or unknown websites. Always download wallet apps directly from the Google Play Store, Apple App Store, or the official website.

4. Watch Out for Fake Wallets and Phishing Links

Scammers love to mimic popular wallets. Double-check URLs, email senders, and never enter your seed phrase on suspicious sites.

5. Use a Cold Wallet for Long-Term Storage

If you’re holding large amounts and don’t need daily access, consider a cold wallet. It’s offline and nearly impossible to hack remotely.

6. Avoid Public Wi-Fi When Accessing Wallets

Always use a secure, private connection. Public Wi-Fi can expose your login details to attackers using sniffing tools.

Understanding CBN Regulations and Compliance

The Central Bank of Nigeria (CBN) restricts crypto transactions through traditional banking channels, but Nigerian users can still access all the best crypto wallets through P2P trading and decentralized finance (DeFi) options. Always ensure compliance with local regulations and trade on reputable platforms.

Frequently Asked Questions about the Best Cryptocurrency Wallet In Nigeria

How do I fund my cryptocurrency wallet with Naira? 

Most wallets do not allow direct naira deposits due to CBN regulations. However, P2P trading on platforms like Binance and Bitget allows users to buy crypto from other Nigerian traders.

Which crypto wallets support P2P trading in Nigeria? 

Binance Wallet, Trust Wallet, and Bitget Wallet all facilitate P2P transactions, enabling users to buy and sell crypto using local payment methods.

Are these cryptocurrency wallets legal under CBN regulations?

While CBN restricts banks from facilitating crypto transactions, P2P trading remains legal, and these wallets provide secure alternatives.

What are the Local Regulations and Compliance?

The CBN has placed restrictions on traditional banks processing crypto-related transactions. However, Nigerians can still trade digital assets through P2P methods. It’s advisable to use secure wallets and follow regulatory updates to stay compliant while trading crypto.

Don’t Miss:

• USDT TRC20 Contract Address: What is it & How to Get it?

Conclusion

Whether you choose Trust Wallet for its simplicity, Binance for its exchange integration, Exodus for its desktop features, or Breet Wallet for seamless crypto-to-cash transactions, the key is selecting the best cryptocurrency wallet in Nigeria that aligns with your security and trading needs.

Ready to get started? Download your preferred wallet today and implement security best practices to safeguard your crypto assets.