Nigeria is at the forefront of cryptocurrency adoption, with the number of active users projected to hit 25.86 million in 2025. As Bitcoin, Ethereum, and other digital assets gain mainstream traction, securing and managing crypto holdings has never been more important. Whether you’re a seasoned trader or a newcomer, choosing the right cryptocurrency wallet is crucial for protecting investments, ensuring seamless transactions, and maximizing security.

With a growing number of wallet options available, from centralized exchanges to non-custodial solutions, finding the best fit can be overwhelming. This guide breaks down the top 8 cryptocurrency wallets in Nigeria for 2025, helping users navigate the evolving digital economy with confidence.

In this comprehensive guide, we’ll explore the top crypto wallets trusted by Nigerian users, helping you make an informed choice for secure digital asset management.

Quick Glance: Best Cryptocurrency Wallets In Nigeria – 2025

  • Ledger Nano S Plus – Best wallet overall
  • Ledger Nano X – Best hardware wallet
  • Exodus – Best wallet for beginners
  • Atomic Wallet – Best desktop wallet
  • Breet Wallet – Best mobile wallet and exchange wallet
  • Trezor Model T – Best wallet for experienced users
  • MetaMask – Best Web3 wallet
  • Crypto.com DeFi Wallet – Best wallet for DeFi

 

8 Best Recommended Crypto Wallets In Nigeria In 2025

Let’s explore as we analyse the best cryptocurrency wallet in Nigeria.

1. Ledger Nano S Plus

Picture of Ledger Nano S Plus

The Ledger Nano S Plus is a top contender due to its robust security, extensive cryptocurrency support, and reasonable price point. Ledger, a reputable company, has a strong track record in hardware wallet security.

Even though it was produced in 2014, the Nano S Plus hardware wallet remains one of the best cryptocurrency wallets in Nigeria in 2025. Ledger Wallet has a spotless security history with no known hardware security flaws. It supports many cryptocurrencies, including Bitcoin, Ethereum, and ERC-20 tokens. You can trade cryptocurrency, make purchases with your credit and debit card or even stake them using a related ledger live app.

Security: Secure Element chip, PIN protection

Fees: $79 for hardware; transaction fees may apply

Setup: Buy from Ledger’s official site, install Ledger Live, and generate your seed phrase

 

2. Ledger Nano X

picture of Ledger Nano X

The Ledger Nano X builds upon the Nano S Plus with added features like Bluetooth connectivity and increased storage. One of the most well-liked and functional hardware wallets available is the Ledger Nano X. It was selected as the best hardware wallet because of its strong security, comprehensive crypto support, and compatibility with the desktop and mobile interfaces.

Security: Secure Element chip, PIN, Bluetooth encryption

Fees: Hardware purchase required; transaction fees apply

Setup: Install Ledger Live, pair via Bluetooth/USB, set up your wallet

3. Exodus

picture of Exodus wallet

Exodus is a user-friendly software wallet ideal for beginners, offering a clean interface and built-in exchange functionality. A desktop and mobile software wallet called Exodus Wallet gives users access to different cryptocurrencies.

Exodus supports blockchain assets like Bitcoin, Ethereum, and Solana, whereas many wallets can only manage coins on a single network. Therefore, Exodus makes portfolio diversification easier for users. It is a great pick for beginning wallets due to its all-in-one feature. Exodus can also install other cryptocurrencies, such as Algorand (ALGO) and Cosmos (ATOM).

Security: Seed phrase recovery; integrates with Trezor hardware wallets

Fees: Network fees apply for transactions and swaps

Setup: Download Exodus on desktop/mobile, create a wallet, and store your seed phrase securely

4. Atomic Wallet

picture of Atomic Wallet

Atomic Wallet stands out as a robust desktop solution supporting a vast array of cryptocurrencies. Konstantin Gladych, the CEO of Changelly, unveiled this wallet in 2017. You may trade cryptocurrency and make purchases using your credit and debit cards using Changelly, a decentralised cryptocurrency exchange linked with Atomic Wallet. 

Atomic Wallet supports 500+ cryptocurrencies and tokens across 50+ blockchains in a single software and is accessible on Windows, Mac, and Linux, Atomic Wallet is our choice for the best desktop wallet. The wallet also has his NFT gallery for the Solana blockchain. You can contact our round-the-clock customer service department if you experience any issues while using Atomic Wallet.

Security: Full user control over private keys

Fees: Transaction fees apply for swaps and transfers

Setup: Download on Windows, Mac, or Linux, create a wallet, and back up your seed phrase

5. Breet Wallet

Breet is Nigeria’s best mobile-first platform tailored for fast and seamless cryptocurrency exchange, particularly for converting crypto to fiat currency.  By employing Breet’s over-the-counter trading approach, you may be able to skip the misery of recurring charts of the cryptocurrency market and the tiresome reasons for what bitcoin is and how it works.

Breet: Best crypto exchange in Nigeria

Breet: Best crypto exchange in Nigeria

You can have money in your bank account in only a few clicks and within five minutes. Businesses can now accept cryptocurrencies as a payment method without making their customers wait hours to confirm the purchase is a wonderful benefit. In addition to selling Ethereum in Nigeria, Breet App also allows you to sell other cryptocurrencies like USDT (Tether), Dogecoin, Litecoin, and Binance Cash.

Breet is easy, inexpensive, and well-liked. Before admitting that Breet is probably the best cryptocurrency app to sell Bitcoin in Nigeria at the highest rates, there isn’t normally much sweetness to add. The Breet app’s stellar reviews offer compelling proof.

Security: Encrypted transactions, Google 2FA authentication

Fees: No processing, receiving, or withdrawal fees

Setup: Download Breet, register, and start converting crypto

 

6. Trezor Model T

picture of Trezor Model T

The Trezor Model T is a premium hardware wallet geared towards experienced users, offering advanced features.Due to several cutting-edge features that give us greater control over our money, the Trezor Model T has become our top recommendation for seasoned users.

The variety of coins and tokens that Model T supports is where it falls short. It is best to prioritise Bitcoin wallets over alternative cryptocurrency wallets. Only a few well-known blockchains are supported by the Trezor Suite software, but Model T can support more than 1,800 coins and tokens via third-party software.

Security: Advanced security with open-source firmware

Fees: Hardware purchase required; transaction fees apply

Setup: Buy Trezor Model T, install Trezor Suite, and configure security features

7. MetaMask

picture of metamask wallet

MetaMask is the leading Web3 wallet, enabling users to interact with decentralized applications (dApps) and the broader DeFi ecosystem. It is simple to choose the best Web3 wallet, thanks to MetaMask, which has over 30 million active monthly users and now holds the top spot among Web3 apps.

One of the original no-custody wallets that paved the way for Web3 and Defi was MetaMask. You can connect to dApps, store NFTs and digital assets, trade cryptocurrency across numerous blockchains, and use MetaMask on desktop and mobile devices.

Security: Seed phrase-based key management

Fees: Ethereum gas fees apply

Setup: Install MetaMask extension/app, create a wallet, and connect to dApps

8. Crypto.com DeFi Wallet

Crypto.com’s DeFi Wallet offers a dedicated solution for users interested in decentralized finance. Even though Crypto.com is most known for its international exchanges, it also provides personalized zero-administration DeFi wallets with exceptional features, making it the greatest DeFi wallet option.

Crypto.com DeFi Wallet provides in-app swaps across the Khronos, Polygon, BNB Smart Chain, and Ethereum blockchains. Users of the Crypto.com DeFi wallet can connect any cross-blockchain assets to their native Cronos chain or Crypto.org. DeFi wallets can be linked with the centralised Crypto.com app to enable account transfers.

Security: Full control over private keys

Fees: Network fees for transactions

Setup: Download the app, create a wallet, and explore DeFi features

Comparison Table for the Best Cryptocurrency Wallets In Nigeria

WalletTypeSecurity FeaturesSupported CryptocurrenciesFeesSpecial FeaturesGetting Started
Ledger Nano S PlusHardwareSecure Element chip, PIN protection5,500+ including Bitcoin, Ethereum, ERC-20 tokens$79 hardware purchase, transaction fees applySupports staking and trading via Ledger LiveBuy from the official website, install Ledger Live
Ledger Nano XHardwareSecure Element chip, PIN, Bluetooth encryption5,500+ cryptocurrencies, NFTs, DeFi appsHardware purchase required, transaction fees applyBluetooth connectivity, larger storagePurchase, install Ledger Live, pair via Bluetooth/USB
ExodusSoftwareSeed phrase recovery, Trezor integrationBitcoin, Ethereum, Solana, and multiple assetsNetwork and swap transaction feesBuilt-in exchange, easy portfolio trackingDownload on desktop or mobile, create a wallet
Atomic WalletSoftwareFull control over private keys500+ cryptocurrencies across 50+ blockchainsNetwork fees for sending transactionsIntegrated with Changelly for crypto purchasesDownload on Windows, Mac, or Linux, create a wallet
BreetMobileEncrypted transactions, Google 2FA authenticationBitcoin, Ethereum, and other major cryptosNo processing, receiving, or withdrawal feesInstant crypto-to-Naira conversion for businessesDownload Breet app, register, and convert crypto
Trezor Model THardwareMultisig support, Shamir Backup, touchscreen interface1,800+ cryptocurrenciesHardware purchase required, transaction fees applyAdvanced security features, open-source firmwarePurchase, install Trezor Suite, configure security
MetaMaskSoftwareSeed phrase management, full control over assetsEthereum, NFTs, multi-chain supportEthereum gas fees applyLeading Web3 wallet for DeFi and dAppsInstall browser extension or mobile app, create a wallet
Crypto.com DeFi WalletSoftwareFull control over private keysEthereum, BNB Smart Chain, Polygon, and moreNetwork fees for transactionsIn-app swaps, staking, DeFi integrationDownload app, create a wallet, explore DeFi swaps

Understanding CBN Regulations and Compliance

The Central Bank of Nigeria (CBN) restricts crypto transactions through traditional banking channels, but Nigerian users can still access all the best crypto wallets through P2P trading and decentralized finance (DeFi) options. Always ensure compliance with local regulations and trade on reputable platforms.

Frequently Asked Questions(FAQs): Best Cryptocurrency Wallets In Nigeria

How do I fund my cryptocurrency wallet with Naira? 

Most wallets do not allow direct naira deposits due to CBN regulations. However, P2P trading on platforms like Binance and Bitget allows users to buy crypto from other Nigerian traders.

Which crypto wallets support P2P trading in Nigeria? 

Binance Wallet, Trust Wallet, and Bitget Wallet all facilitate P2P transactions, enabling users to buy and sell crypto using local payment methods.

Are these cryptocurrency wallets legal under CBN regulations?

While CBN restricts banks from facilitating crypto transactions, P2P trading remains legal, and these wallets provide secure alternatives.

What are the Local Regulations and Compliance?

The CBN has placed restrictions on traditional banks processing crypto-related transactions. However, Nigerians can still trade digital assets through P2P methods. It’s advisable to use secure wallets and follow regulatory updates to stay compliant while trading crypto.

Conclusion

Whether you choose Trust Wallet for its simplicity, Binance for its exchange integration, Exodus for its desktop features, or Breet Wallet for seamless crypto-to-cash transactions, the key is selecting a wallet that aligns with your security and trading needs. Ready to get started? Download your preferred wallet today and implement security best practices to safeguard your crypto assets.