Guides for crypto beginners, alpha for pros, and updates from the Breet team. Bookmark this page.
PCI DSS nearly finished us. Apparently, one certification was not enough. The PCI DSS ink was barely dry when we started this one. We…
Sending money into or out of Africa costs you. A wire abroad eats 6% to 8% in fees and FX spread, then takes days to land. Sit on cash in Naira or Cedis instead, and...
A Nigerian importer sending $10,000 to an overseas supplier today has two very different payment rails available: SWIFT and stablecoin rails. SWIFT costs $25 to $50 in fees, adds a 2% to 5% FX spread,...
On Sunday, August 2, Breet played a friendly football match against some random company called Cardtonic. We beat the hell out of them; the score was 2–0. Some football analysts may argue that 2–0 does...
A Lagos business takes a USDT payment on Monday. By Wednesday, when it finally converts to naira, the rate has moved enough to eat the margin on the sale. That two-day gap is the difference...
If crypto already moves through your business, AML compliance stopped being optional. Nigeria’s Money Laundering (Prevention and Prohibition) Act 2022 pulled crypto operators into the financial-institution net, and the CBN’s 2026 VASP supervision pilot made...
A customer in London is ready to buy from your Lagos store. Their card fails at checkout, so they ask, “Can I pay with USDT?” If the answer is no, you did not lose a...
Most businesses treat Nigeria’s payment problems as one broken system to either endure or wait out. That is the expensive mistake. The problems are not equal, and they do not share a fix. Some are...
When a fintech’s roadmap stalls, the standard fix is to hire. Post the senior engineer req, poach a payments specialist, and maybe re-architect the database while you are at it. It feels like progress. It...
A Lagos importer needs to pay a supplier in Ghana. The bank books a SWIFT transfer that will take 3 to 5 days. The naira becomes dollars, the dollars become cedis, and after two FX...
You’re probably here because you’ve been burned once by failed transactions, settlements that crawl, flaky uptime, thin documentation, or a provider that turned out not to support the stablecoins your customers actually use. You are...
A Lagos importer wires $50,000 to a supplier in Asia. The money leaves the bank in minutes, then disappears into correspondent banking for five days. When it lands, it is almost 7% lighter, roughly $3,250...
A customer in London is ready to buy from your store. They add the product to the cart, reach checkout, and pay with their card. It fails. They try again. It fails again. A minute...
