9 Best Crypto Wallet Apps in Ghana (2025)

Ghana is emerging as one of Africa’s leading crypto markets.

As adoption grows and more people transact with digital assets, having a secure, reliable, and accessible crypto wallet becomes essential. 

Crypto wallets are the tools that allow us to access and manage our cryptocurrencies on the blockchain.

Your choice of wallet plays a key role in securing your assets and determines the type of cryptocurrencies you can own. 

Recognizing the importance of a secure wallet, we’ve curated this list of the best crypto wallet apps in Ghana.

Key Features to Look for in a Crypto Wallet App in Ghana

Choosing the right crypto wallet app depends on your needs.

Here are some of the features we considered while curating this list of the best crypto wallet apps in Ghana:

1. Device Support 

Depending on your needs, you might choose a wallet that’s available as a mobile app (Android/iOS), a browser extension, or both, especially if you want to sync your wallet across your phone and computer. 

2. Single-Chain vs Multi-Chain Support

Crypto wallets can support only one blockchain or ecosystem, such as Solana or Ethereum (and its layer 2s), or they are multi-chain, supporting tokens across several networks. 

3. Local Payment Integration 

Some wallets are tailored for use in Ghana, allowing you to easily withdraw crypto to cedis through local payment options.

4. Security Features

Security is one of the most important factors when choosing a wallet. Here are some features to look out for:

• Biometric Login: Some mobile wallets offer fingerprint or face ID access for added security and convenience.
• Two-Factor Authentication (2FA): Common in custodial wallets and exchanges to protect your account with an extra verification step during login.

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Types of Crypto Wallets

Before we reveal the best crypto app in Ghana, let’s quickly highlight and understand the different types of crypto wallets:

1. Non-Custodial Wallets

These wallets give you full control of your crypto via a seed phrase, and you’re solely responsible for securing it.

If you lose your seed phrase, you lose access.

Non-custodial wallets are ideal for interacting with DeFi protocols and dApps.

2. Custodial Wallets

These are the types of wallets you get when you use centralized platforms like Binance, Bybit, or Breet.

You sign in using a username and password, and recovery is easier.

No seed phrases, and the safety of your funds depends on the platform’s security.

3. Hot Wallets

Hot wallets are connected to the internet and can be custodial or non-custodial.

They’re convenient for frequent transactions but are more exposed to online threats like phishing scams.

4. Cold Wallets

Cold wallets store your crypto (technically, your private keys) offline, often using hardware devices or paper backups.

Usually non-custodial, they’re much safer from online attacks compared to hot wallets.

Top 9 Crypto Wallet Apps for Ghanaians (2025 List)  

The best crypto wallet apps in Ghana are: 

1. Breet
2. MetaMask
3. Trust Wallet
4. Phantom Wallet 
5. Blue Wallet 
6. Ledger Nano x 
7. OKX Wallet 
8. Exodus Wallet 
9. Binance Wallet 

1. Breet  

Breet tops the list as one of the most convenient crypto wallet apps to use in Ghana.

It supports over 40 tokens and allows users to easily sell Bitcoin in Ghana, convert crypto to Cedis and withdraw directly to their bank account or mobile money wallet. 

Setting up a Breet wallet is quick and easy. Users in Ghana can simply download the app from the Google Play Store, Apple App Store or access Breet via the website, sign up, and start receiving tokens with ease.

Cons:

• Does not support NFTs 
• No access to DeFi protocols or dApps 

2. MetaMask  

MetaMask is a popular wallet among users who regularly interact on-chain.

It is most commonly associated with Ethereum and its Layer 2 networks.

MetaMask also supports other EVM-compatible blockchains like BNB Chain and Avalanche.

Recently, it started supporting Solana, a non-EVM-compatible blockchain.

Cons:

• Does not support Bitcoin
• No direct bank withdrawal 
• Misplaced seed phrase means loss of account or wallet

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3. Trust Wallet  

Trust Wallet is well known for its multi-chain support, allowing users to access tokens and NFTs across 100+ blockchains.

It comes with a built-in dApp browser, making it easy to access popular decentralized exchanges and DeFi platforms directly from the app.

All of these qualify trust wallet as one of the best crypto wallet apps in Ghana

Cons:

• No direct bank withdrawal 
• No two-factor authentication
• Losing your seed phrase means losing access to your wallet.

4. Phantom Wallets 

Originally built for the Solana ecosystem, Phantom Wallet has since expanded to support multi-chain functionality, including Ethereum, Polygon, and Bitcoin.

A top choice among Solana enthusiasts, the wallet also supports NFTs, and users have access to a built-in dApp browser.  

Cons:

• No direct crypto to cash withdrawal. 
• No two-factor authentication.
• For some accounts, losing the seed phrase means no access to your wallet. 

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5. Blue Wallet 

Launched in 2017, Blue Wallet is a Bitcoin-only wallet for Android and iOS.

It supports both the Bitcoin mainnet and the Lightning Network, offering fast, low-fee BTC payments and transactions.

Cons:

• No direct crypto to cash withdrawal. 
• Only support Bitcoin
• Does not support NFTs 

6. Ledger Nano x 

Ledger Nano X is a hardware wallet that offers cold storage for over 5,500 coins and tokens, including Bitcoin, Ethereum, and XRP.

Compact and portable, it connects via Bluetooth or USB to your smartphone or computer.

Paired with the Ledger Live app, users can buy, swap, and manage their crypto while keeping private keys offline.

Cons:

• No direct crypto to cedi withdrawal. 
• It is quite expensive compared to most hot wallets, which are free.

7. OKX Wallet 

OKX Wallet is a multi-chain, non-custodial wallet available as a mobile app, browser extension, and even via Telegram.

It gives users full control over their private keys and supports 120+ blockchains, including both EVM and non-EVM networks. 

All these makes it one of the top crypto wallet apps in Ghana

Cons:

• No direct crypto to cash withdrawal. 
• No two-factor authentication.
• For some accounts, losing the seed phrase means no access to your wallet. 

8. Exodus Wallet

Exodus is a non-custodial, multi-chain wallet known for its UI featuring a built-in portfolio tracker and exchange for quick token swaps.

It supports hundreds of cryptocurrencies, including Bitcoin, Solana, and popular ERC-20 tokens.

Cons:

• No direct crypto to cash withdrawal. 
• Losing your seed phrase means no access to your wallet. 

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9. Guarda Wallet  

Guarda Wallet rounds up our list of the best crypto wallet apps in Ghana.

The non-custodial wallet supports over 40 blockchains and it is available on web, desktop, mobile, and as a Chrome extension.

It allows users to securely manage, buy, swap, and stake a wide range of cryptocurrencies.

Cons:

• No direct crypto to cash withdrawal. 
• Losing your seed phrase means no access to your wallet. 

How Crypto Wallets Work (Explained Simply)

1. Crypto isn’t Stored in Wallets

Unlike traditional fintech or mobile money wallets, crypto wallets don’t actually store your cryptocurrencies or NFTs. Instead, your assets live on the blockchain.

2. Crypto Wallets give Access and Control 

Crypto wallets simply give you control and access to crypto assets through a pair of cryptographic keys: a public key and a private key.

Your public key (often called your wallet address) is what you share to receive crypto or NFTs.

3. Anyone with the Seed Phrase has Control

Your private key gives you full control over your funds, allowing you to sign and approve transactions, send crypto, interact with smart contracts, and protocols.

Private keys are long and difficult to remember, so they are converted to a human-readable format called a seed or recovery phrase, which is a list of 12 or 24 random words.

This phrase is used to log in to your wallet from any device.

In Short:

• Seed phrase →is used to generate → private key
• Private key → is used to access → your crypto assets
• So protecting your seed phrase = protecting your private key = protecting your crypto

Why You Need a Crypto Wallet in Ghana 

If you’re buying, selling, sending, or receiving cryptocurrencies, every transaction is recorded on the blockchain.

Crypto wallets are the tools that enable you to perform these transactions and access your tokens on-chain. 

To receive or send crypto, you need a wallet address.

From transferring funds and trading or signing on-chain transactions, everything happens through a wallet.

It’s simply your gateway to interacting with the blockchain, DeFi protocols, and dApps. 

For this reason, having a crypto wallet is a must for anyone getting into crypto in Ghana or anywhere else in the world. 

Tips to Keep Your Crypto Wallet Safe in Ghana 

Now that we have revealed the best crypto wallet apps in Ghana, the next step is securing whichever one you choose. Here are essential tips to keep your funds safe:

1. Protect Your Seed Phrase

This is the golden rule of crypto, especially with non-custodial wallets.

Never store your seed phrase online, not in email drafts, notes apps, or cloud storage. Write it down and store it securely offline, ideally in a place only you can access.

2. Download Wallets from Official Sources

Only download wallet apps from trusted platforms like the official website, Google Play Store, or Apple App Store.

3. Enable Extra Security Settings

Use features like passcodes, biometrics, and two-factor authentication (2FA) to add extra layers of protection to your wallet.

4. Watch Out for Scams and Fake Apps

Be wary of fake wallet apps, fake giveaways, and suspicious airdrop claims. Scammers may trick you into signing malicious transactions or sharing sensitive info.

5. Double-Check Links and URLs

Phishing is common. Scammers often clone legitimate websites to steal your information.

Always verify the website’s URL and avoid clicking unknown or shortened links.

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Frequently Asked Questions 

Which crypto wallet is available in Ghana?

Most major crypto wallets are available in Ghana, including Breet Wallet, MetaMask, OKX Wallet, and Blue Wallet. Breet, in particular, is popular for users who want to receive crypto and instantly convert it to local currency (cedis).

Does Trust Wallet work in Ghana?

Yes, Trust Wallet works perfectly in Ghana. As a non-custodial mobile wallet, it gives users full control of their crypto assets 

How do I create a Bitcoin wallet in Ghana?

Creating a Bitcoin wallet in Ghana is simple:

• Download a wallet app like Breet, Blue Wallet, or Exodus from your device’s app store.
  
• Follow the setup instructions to generate your wallet.
  
• Be sure to securely back up your password or seed phrase.
• Once set up, you can start receiving BTC using your wallet’s address.
  

What is the most commonly used crypto wallet?

Globally, Trust Wallet and MetaMask are among the most widely used. The best crypto wallet apps in Ghana include, Breet, MetaMask and Trust Wallet due to their ease of use, multi-chain support, and mobile-first design.

What are the free crypto wallets I can use in Ghana?

There are several free crypto wallets available to users in Ghana:

• Breet – Ideal for converting crypto to Ghanaian cedis

• Trust Wallet – Multi-chain, non-custodial

• MetaMask – Great for Web3 and dApp interactions

• Blue Wallet – BTC and Lightning-focused wallet

• Exodus – User-friendly with multi-asset support

• OKX Wallet – Multichain with dApp access