On-Ramp API
You have fiat, you want crypto. Use the Breet API to deliver crypto to an internal or external crypto address instantly.
One Crypto Payment API, Multiple Markets
On-ramp. Off-ramp. Wallets. Settlement. All of it, through a single crypto API payments integration that can go live in a day.
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Whatever Your Business Does, Breet Has The Crypto API For It.
Fintech or Neobank
Embed stablecoin wallets, on/off-ramp, and crypto savings products into your app without building blockchain infrastructure.
Gaming Operator
Accept USDT and BTC deposits directly. Settle winnings to players in crypto or fiat within minutes and eliminate your P2P float desk.
Wallet Service Provider
Add crypto and stablecoin wallet functionality to your product without building settlement rails from scratch.
Crypto Exchange
Augment your platform with USD, USDT, USDC, NGN and GHS on/off-ramp rails. Power customer withdrawals to local bank accounts. Source deep liquidity for stablecoin settlement without building it yourself.
Payroll Platform
Disburse stablecoin salaries to employees who want dollar-denominated value. Power multi-currency payroll float from a single API.
SaaS Platform
Accept stablecoin subscription payments from global customers. Disburse USD, NGN or GHS payouts to African creators, developers, or partners without wire transfer delays.
Import & Export Business
Give your treasury team a simple interface to convert NGN, USD or GHS to USDT/USDC and vice versa for supplier payments, bypassing dollar scarcity and the parallel market.
Payment Processor
White-label or embed Breet's on/off-ramp into your payment gateway. Offer your merchant clients crypto acceptance and instant fiat settlement without building the crypto layer yourself.
One Crypto API Integration. Multiple Capabilities.
Off-Ramp API
Your customers deposit crypto – USDT, BTC, ETH, or any of our 12+ supported cryptocurrencies. Breet auto-converts and settles USD, NGN or GHS to your account.
Wallet Services API
Generate unique crypto wallet addresses for your customers (permanently or for a single transaction).
Webhook Confirmations
Your system receives real-time notifications the moment a transaction is detected on-chain.
Stablecoin API Infrastructure that has been stress-tested at scale.
100+
Verified businesses across Africa
3M+
Transactions settled programmatically
99.9%
Uptime SLA
< 1 Day
From sign-up to first live transaction
Our API Pricing
Flat Fee of 0.5%
No Setup Fees
No Monthly Fees
No Hidden Spread
Your Engineers Will Love This.
Full API documentation
Comprehensive, accurate, and up to date. Every endpoint documented with request and response examples.
Live sandbox environment
Test the full integration flow - deposits, payouts, wallet creation, webhooks - before a single line touches production.
Webhook support
Real-time event notifications for every transaction state. Your system stays in sync without polling.
KYB in under 24 hours
Business verification can be completed within the same day. And you don't need to wait to start integrating.
Dedicated integration support
A technical contact is available throughout your sandbox and go-live.
The Gap Between Your Product
and Crypto Payments Is One Integration. Let's Close It.
Frequently Asked Questions
Common questions about Breet's Crypto & Stablecoin Payments API.
What is the Breet crypto payment API?
Crypto payment infrastructure for African businesses. Your product accepts crypto and stablecoin deposits, Breet auto-converts them and settles to Nigerian (NGN) or Ghanaian (GHS) bank accounts, all through one REST API. Wallet generation, payouts, and real-time webhooks included. We do three things well: receive crypto, convert it, and settle to a bank. You never manage networks, confirmations, or compliance yourself.
Which cryptocurrencies and stablecoins can I accept?
12+ assets across major networks, including BTC, ETH, SOL, TRX, BNB, AVAX, LTC, BCH, and DOGE, plus USDT and USDC on TRC20, ERC20, Solana, BNB Smart Chain, Polygon, Arbitrum, and Base. Availability can change, so pull the live list from the GET /trades/assets endpoint; each asset returns an isActive flag and minimum deposit.
Why not just build crypto payments in-house?
Building alone means wallet infrastructure, key management, on-chain monitoring across a dozen networks, AML screening, banking relationships in Nigeria and Ghana, and reconciliation. That's roughly 18 months before your actual product ships. The API skips all of it.
How fast is settlement, and can funds go straight to a bank account?
With auto-settlement on, an incoming deposit is detected on-chain, converted, and paid to a linked bank account with no manual step. Enable it per wallet address (route each address to a different account) or business-wide. Bank settlement is available for NGN and GHS.
How fast can we integrate?
Sign-up and KYB clear in under a day. Integration timing is set by your sprint, not our onboarding: Cardtonic went from sandbox to live in two days, using plain REST endpoints, predictable error codes, and a production-mirroring sandbox.
Do I have to convert immediately, or can I hold a balance?
Both. Auto-settlement off: deposits convert and sit in your chosen wallet currency (USD, NGN, or GHS) until you withdraw. Auto-settlement on: crypto receipt to bank payout, automatically.
Can I generate a unique wallet address for each customer?
Yes, per customer or per transaction, which makes reconciliation and attribution clean. Pass bank details and a label at creation time, and deposits to that address auto-settle to the right account.
How does pricing work?
Transparent flat fees of 0.5%, with no setup fees, no monthly fees, and no hidden spread. Every completed trade returns its feePercentage and fee amount in the webhook payload. You can set an optional 0–10% markup on settlements as your own margin, reported back in amountSettled. Volume rates: talk to us at onboarding.