On-Ramp API
You have fiat, you want crypto. Use the Breet API to deliver crypto to an internal or external crypto address instantly.
One Crypto API, Multiple Markets
On-ramp. Off-ramp. Wallets. Settlement. All of it, through a single crypto API payments integration that can go live in a day.
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Whatever Your Business Does, Breet Has The Crypto API For It.
Fintech or Neobank
Embed stablecoin wallets, on/off-ramp, and crypto savings products into your app without building blockchain infrastructure.
Gaming Operator
Accept USDT and BTC deposits directly. Settle winnings to players in crypto or fiat within minutes and eliminate your P2P float desk.
Wallet Service Provider
Add crypto and stablecoin wallet functionality to your product without building settlement rails from scratch.
Crypto Exchange
Augment your platform with USD, USDT, USDC, NGN and GHS on/off-ramp rails. Power customer withdrawals to local bank accounts. Source deep liquidity for stablecoin settlement without building it yourself.
Payroll Platform
Disburse stablecoin salaries to employees who want dollar-denominated value. Power multi-currency payroll float from a single API.
SaaS Platform
Accept stablecoin subscription payments from global customers. Disburse USD, NGN or GHS payouts to African creators, developers, or partners without wire transfer delays.
Import & Export Business
Give your treasury team a simple interface to convert NGN, USD or GHS to USDT/USDC and vice versa for supplier payments, bypassing dollar scarcity and the parallel market.
Payment Processor
White-label or embed Breet's on/off-ramp into your payment gateway. Offer your merchant clients crypto acceptance and instant fiat settlement without building the crypto layer yourself.
One Crypto API Integration. Multiple Capabilities.
Off-Ramp API
Your customers deposit crypto - USDT, BTC, ETH, or any of the other 13+ supported cryptocurrencies. Breet auto-converts and settles USD, NGN or GHS to your account.
Wallet Services API
Generate unique crypto wallet addresses for your customers (permanently or for a single transaction).
Webhook Confirmations
Your system receives real-time notifications the moment a transaction is detected on-chain.
Stablecoin API Infrastructure that has been stress-tested at scale.
100+
Verified businesses across Africa
3M+
Transactions settled programmatically
99.9%
Uptime SLA
< 1 Day
From sign-up to first live transaction
Our API Pricing
Up To 0.5% Fee
No Setup Fees
No Monthly Fees
No Hidden Spread
Your Engineers Will Love This.
Full API documentation
Comprehensive, accurate, and up to date. Every endpoint documented with request and response examples.
Live sandbox environment
Test the full integration flow - deposits, payouts, wallet creation, webhooks - before a single line touches production.
Webhook support
Real-time event notifications for every transaction state. Your system stays in sync without polling.
KYB in under 24 hours
Business verification can be completed within the same day. And you don't need to wait to start integrating.
Dedicated integration support
A technical contact is available through your sandbox and go-live.
Your customers need this.
Your competitors are already integrating. Let's close the gap.
Frequently Asked Questions
Common questions about Breet's Crypto & Stablecoin Payments API.
What is the Breet API?
The Breet API is crypto payment infrastructure for African businesses. It lets your product accept crypto and stablecoin deposits, auto-convert them, and settle the proceeds to Nigerian (NGN) or Ghanaian (GHS) bank accounts, all through a single REST API. You can also generate wallet addresses, run payouts, and receive real-time webhooks. We're built to do three things well: receive crypto, convert it, and settle to a bank, without forcing you to manage networks, confirmations, or compliance yourself.
Which cryptocurrencies and stablecoins can I accept?
You can accept 13+ assets across major networks, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tron (TRX), BNB, Avalanche (AVAX), Litecoin (LTC), Bitcoin Cash (BCH), Dogecoin (DOGE), TON, and XRP, plus USDT and USDC on networks like Tron (TRC20), Ethereum (ERC20), Solana, BNB Smart Chain, Polygon, Arbitrum, and Base. Asset availability can change, so your integration should always pull the live list from the GET /trades/assets endpoint, where each asset returns an isActive flag and its minimum deposit.
How long does it take to integrate?
Most teams are live within days, not weeks. The API uses clear REST endpoints, predictable error codes, and a free sandbox (the development environment) that mirrors production behaviour, so your engineers can build and test against test assets before going live. Cardtonic, for example, went from sandbox access to production in two days.
How fast is settlement, and can funds go straight to a bank account?
Yes. With auto-settlement enabled, an incoming crypto deposit is detected on-chain, converted to local currency, and paid out to a linked bank account automatically—no manual step. You can enable it per wallet address (route each address to a different bank account) or business-wide from your dashboard (funnel everything to one destination). Bank settlement is available for NGN and GHS accounts.
Do I have to convert crypto immediately, or can I hold a balance?
Both. If you leave auto-settlement off, deposits are received, converted, and held in your chosen wallet currency, USD, NGN, or GHS, and you withdraw manually whenever you're ready. If you turn auto-settlement on, the full flow from crypto receipt to bank payout happens automatically.
Can I generate a unique wallet address for each customer?
Yes. You can create unique deposit addresses per customer or per transaction for NGN, GHS, USDT, or supported crypto, which makes reconciliation and attribution straightforward. You can also pass bank details and a label at address-creation time so deposits to that address auto-settle to the right account.
How does our API pricing work?
We use transparent, flat fees suited to your stage of business rather than institutional-volume pricing. Each completed trade returns its feePercentage and fee amount in the webhook payload, so every charge is visible and reconcilable. You can also set an optional markup (0–10%) on settlements as your own revenue margin, which we deduct and report back in the amountSettled field. For volume-based rates, talk to us during onboarding.
Which countries and currencies do you support?
Crypto deposits can come from anywhere on-chain. Fiat settlement to bank accounts is currently available in Nigeria (NGN) and Ghana (GHS). Wallet balances can be held in USD, NGN, or GHS.
What do I need to get started, and what support do I get?
You'll complete KYB (business verification) and get API credentials (App ID and App Secret) from the dashboard. Every onboarded partner gets a dedicated support group (WhatsApp/Slack) for fast, same-day responses, plus live uptime and incident history at status.breet.io. Book a walkthrough to get set up.