How Krait Uses Breet to Power Naira Payouts for Its WhatsApp and Telegram Bot

Background

Krait runs as a bot inside WhatsApp and Telegram. A user sends crypto in a chat and the naira arrives in their bank account.

That opens the product to people who would never install a crypto app. The whole transaction happens in a conversation they already have open.

The Challenge

Krait wanted to let people buy, sell and move crypto inside WhatsApp and Telegram, the apps they already open every day. The product idea was never the hard part. The payout was.

Krait's promise to its users is that money lands in their bank account within five minutes of a request. That promise only holds if there is liquidity sitting behind it, ready to move at any hour of the day. Without a partner who could take a crypto deposit and credit a Nigerian bank account in seconds, there was no product to launch.

Why Breet?

Krait was not moving off an existing provider. They were choosing a settlement partner before writing the first line of production code, which made the decision about one thing: could the partner move value from crypto deposit to bank credit fast enough, and consistently enough, to stand behind a five-minute promise.

Breet covers the full flow in one API. Deposit detection, liquidity, and payout to Nigerian bank accounts.

Integration

Krait went from sandbox to production in 3 days. The integration went smoothly because everything the team needed was available in the docs, without having to seek clarification from support.

Results

Krait tells its users five minutes. Breet settles payments within 1 minute across 98% of transactions, so Krait clears its own promise with room to spare. Building on Breet from day one meant Krait launched with the payout experience it wanted, rather than shipping a slower version and fixing it later.