Choosing the best crypto platform that suits your needs can feel overwhelming, trust me, I’ve been there.
I remember switching between platforms, comparing fees, speed, and features, trying to find the best crypto app to easily buy, sell, and trade my digital assets.
To help you out of this situation, we wrote this guide to give you a clear and honest comparison of Roqqu vs Luno, two of the top crypto exchanges in Nigeria and across Africa in 2025.
This in-depth comparison breaks down everything you need to know, from supported coins and fees to user experience and withdrawal options, to help you decide which platform fits your needs best.
Overview: What Are Roqqu and Luno?
Roqqu
Roqqu is a fast-growing Nigerian crypto exchange designed specifically for African users, offering a simple way to buy, sell, and store cryptocurrencies.
With over 1.4 million users in 2025, Roqqu supports popular assets like Bitcoin, Ethereum, and USDT, while also enabling direct naira deposits, withdrawals, and international transfers.
With a reputation for its speed, low fees, and user-friendly mobile app, Roqqu is ideal for beginners and traders who want quick access to the global crypto market.
Luno
Luno is a global cryptocurrency platform with over 10 million users, including strong communities in Nigeria, South Africa, and Southeast Asia.
With a reputation for security, regulatory compliance, and educational tools, Luno appeals to both beginners and experienced investors.
The platform supports major cryptocurrencies including Bitcoin, Ethereum, and Litecoin, and offers features like price alerts, saving wallets, and instant buy/sell.
In this Roqqu vs Luno comparison, the goal is to help you figure out which crypto platform best fits your trading milestones in 2025.
Related:
- Coinbase vs Binance: 2025 Full Comparison
Key Features Compared: Wallets, Trading & More
When comparing Roqqu vs Luno, it’s important to understand their major features.
Both platforms allow users to store, send, and trade crypto, but they differ in their operations, especially when it comes to fiat integration, supported coins, and overall accessibility.
Below is a side-by-side breakdown of their features in 2025:
Feature | Roqqu | Luno |
---|---|---|
Crypto Wallet | Custodial wallet with strong security. Supports instant send/receive within Roqqu users. | Custodial wallet with cold storage. Offers saving wallets for passive income on BTC and ETH. |
Fiat Support | Supports exchange with several fiat currencies including NGN, EUR, USD and GHS. | Supports multiple fiat currencies including NGN, ZAR, EUR, MYR, IDR, GBP, and USD. |
Trading Options | Instant Buy/Sell and P2P crypto trading. No advanced trading interface yet. | Buy/Sell + Advanced crypto trading with charts. No P2P marketplace. |
Mobile App | Fast, intuitive app with biometric login. Designed for beginners. | Clean UI with educational tools and analytics for each coin. Slightly slower than Roqqu on lower-end devices. |
Supported Cryptocurrencies | 100+ coins including BTC, ETH, USDT, BNB, SHIB, SOL | Supported coins differ based on countries. Has 50+ coins including BTC, ETH, LTC. |
Security | 2FA, encrypted storage, device lock | 2FA, device whitelisting, secure cold storage |
Roqqu vs Luno Review
If you want access to more coins and a simple P2P flow, Roqqu has the edge. However, for structured trading and educational tools, Luno’s interface offers more control.
Also, Roqqu’s wallet is faster for local peer transfers, while Luno’s saving wallets allow you to earn passive interest.
Personally, I found Roqqu’s instant swaps and wide range of coins more suitable for quick market trade, especially when new altcoins spike. But when I was building my Bitcoin portfolio, Luno’s savings feature and security gave me peace of mind.
Fees and Charges: Which Platform Is Cheaper in 2025?
When it comes to crypto trading, fees can make or break your profit margins, especially if you trade often.
I’ve used both platforms, and here’s a real breakdown of Roqqu vs Luno fees in 2025.
Let’s break it down into four important areas in crypto trading:
Deposit Fees
Method | Roqqu | Luno |
---|---|---|
Bank Transfer (NGN) | 0% (free) | 2% |
Voucher/Paycode | Available with minor markup | Available (some agents charge extra) |
Roqqu offers a cheaper payment option with no fees for deposits, compared to Luno.
Roqqu has simpler, more direct fiat funding options, with no voucher agents needed.
Withdrawal Fees
Type | Roqqu | Luno |
---|---|---|
NGN Withdrawal | Free | ₦500 flat fee |
Crypto Withdrawal | Network fee only (variable by coin) | Network fee + Luno charge (e.g., 0.0005 BTC) |
Roqqu is cheaper for both fiat and crypto withdrawals. For small withdrawals especially, Luno’s flat ₦500 hurts.
Trading Fees
Platform | Instant Buy/Sell | P2P/Exchange Trading |
---|---|---|
Roqqu | 2% | Free (P2P); exchange interface not yet live |
Luno | 2% | 0.03%–1% (maker/taker structure) |
Roqqu is cheaper for casual buys and quick trades, but Luno gives better rates for large-volume traders using the exchange.
Hidden/Other Fees
- Roqqu: No monthly charges or holding fees. However, some users report delays with international transfers, which could incur forex conversion charges depending on your bank.
- Luno: Transparent, but charges a conversion spread on instant purchases, so the listed price may be higher than the actual market rate.
Top Pick:
- 8 Most Popular Litecoin Faucets to Earn Free LTC
Roqqu vs Luno: Ease of Use and User Experience
For many Nigerians, the ease of onboarding and trading is what determines if a crypto platform becomes their top choice. Between Roqqu vs Luno, both offer seamless apps and interfaces, but these differ.
1. Account Setup & KYC
- Roqqu: Setup takes under 5 minutes. Users can create an account with just an email and phone number. To access full features (like withdrawals), KYC involves uploading a government-issued ID and a selfie. Approval is usually within 30 minutes.
- Luno: KYC may take 24 hours or more to activate. Requires email, phone number, and ID verification to start trading. KYC tiers exist (Level 1 to 3), with Level 1 allowing limited usage. Full access needs address verification and takes 1–3 business days.
2. Interface & App Performance
- Roqqu: Biometrics for login. Designed for simplicity with buy, sell, send/receive in two taps. Dark mode supported, clean dashboard, easy navigation, daily price alerts. Responsive local app.
- Luno: Sleek, minimalistic interface. Includes coin charts, educational articles, and portfolio summaries. App size is heavier. Navigation can feel slower on entry-level devices.
3. Customer Support
- Roqqu: Offers live chat, email support, and an in-app ticket system. Response time is around 1–2 hours during work hours.
- Luno: In-app help center with tutorials, FAQs, and a “Learn Crypto” section. Support is via email and ticketing. Response time is 24–48 hours, but quality is more detailed.
4. Beginner Friendliness
- Roqqu: is ideal for first-timers who just want to buy/sell or send crypto without studying charts or navigating complex interfaces.
- Luno: works well for users who want to learn as they go, thanks to its integrated crypto tutorials and detailed analytics.
In this Roqqu vs Luno usability comparison, I’d recommend to choose Roqqu if you want speed, ease, and mobile-first design.
However if you value learning tools, structured support, and advanced coin insights, then Luno is your best bet.
Which Is Better for Nigerians in 2025?
So, after breaking down features, fees, and real-world usability, it’s time to answer the big question:
Between Roqqu vs Luno, which platform should you use in 2025?
Use Roqqu if you want:
- A beginner-friendly, fast onboarding and trading experience
- Instant NGN deposits and withdrawals with no fees
- A wide variety of cryptocurrencies
- Easy NGN-to-crypto and crypto-to-fiat swaps
- A mobile-first app that is simple and fast
- Focused support for local users and communities
Use Luno if you want:
- Global connectivity, advanced trading options, and educational content
- Secure long-term storage with saving wallets
- A clean UI with advanced trading and tracking tools
- Access to a globally regulated platform with a solid compliance history
What Nigerian Users Are Saying
From real-life feedback on Twitter, Reddit, and crypto forums:
- “Roqqu is my go-to for fast USDT buys. The app doesn’t hang, and I can send funds immediately to Binance.”
- “Luno helped me learn crypto from scratch. Their tutorials and Bitcoin savings wallet were a great start.”
- “Roqqu is faster, but Luno feels safer. Depends on your goals.”
See Also:
- Why is Bitcoin Fee So High? & How to Lower It
But There’s a Better Option: Meet Breet
While both Roqqu and Luno serve different needs, many Nigerian users, myself included, have found an even simpler and smarter alternative —Breet. A Nigerian crypto platform with 250,000+ users.
If all you want is to receive crypto and convert it directly to Naira, no trading, no price watching, no volatility stress, then Breet is the better solution.
Why Breet?
- Zero trading skills needed. Just receive crypto and get paid in naira.
- Instant payouts to your bank account within 287 seconds.
- No market fluctuations or delays.
- Great for freelancers, businesses, and sellers who get paid in USDT, BTC, or ETH.
I use Roqqu and Luno for different things, but when I need to receive payments in crypto and withdraw in Naira instantly, I don’t even think twice. Breet just works.
If your priority is selling crypto instantly for Naira, consider using Breet’s Crypto to Cash feature which automatically converts crypto to Naira and withdraws the payout to your bank within 287 seconds, completely bypassing trading pairs and order books.
Learn why many Nigerians prefer Breet to even Roqqu or Luno: Breet vs Luno
Frequently Asked Questions (FAQs) — Roqqu vs Luno
Is Roqqu better than Luno in Nigeria?
It depends on what you need. Roqqu is better for quick transactions, low fees, and access to over 100 cryptocurrencies. Luno, however, is better for long-term holding, savings, and learning about crypto in a structured way.
Which platform has lower fees: Roqqu or Luno?
Roqqu generally has lower fees. For most Nigerian users, Roqqu is more cost-effective.
Can I use both Roqqu and Luno together?
Yes. Most people use Roqqu for fast trades and transfers, and Luno for savings or structured investments. There’s no harm in using both if your strategy benefits from the strengths of each.
Which app is better than Luno?
If you’re looking for a faster, simpler, and more user-friendly alternative to Luno, Breet is the better crypto app, especially for Nigerians who want to instantly convert crypto to Naira without trading stress, delays or hidden charges.
Does Roqqu support international transfers?
Yes. As of 2025, Roqqu has obtained a European license, allowing users to send and receive crypto across borders, including USD and EUR options.
Is Luno safe for long-term investment?
Luno uses high grade security, cold wallets, and is regulated in multiple countries. It’s trusted by millions worldwide and offers features like savings wallets for passive income on BTC and ETH.
Conclusion
Whether you choose Roqqu or Luno, you’re picking one of Nigeria’s best crypto experiences. If you want fast, low cost transactions and simplicity, go with Roqqu. If you want global access and greater versatility, Luno wins.
However, if you just want to receive crypto and convert it instantly to Naira without trading, Breet remains a standout choice, turning your crypto to cash within minutes.
Ready to start trading? Explore, compare and choose the platform that works best for your crypto journey.